
FINANCE EXECUTIVE OFFICER

NATE FRANZÉN

Energetic, highly motivated self-starter with strong executive leadership experience
and demonstrated team-leading skills.
Strong record of improving profits, building brands, and creating shareholder and stakeholder value.
AREAS OF EXPERTISE
Strategic Planning
Team Building & Performance
High Growth Phase Management
Brand & Portfolio Building
P&L Management
Tactical Execution
Company Culture Enhancement
Client Relationship Management
Staff Training, Development & Enhancement
Cost Control & Profit Enhancement
Mergers & Acquisitions
Value Creation
Ag Credit Risk Management
New Venture Start-ups
Asset Liability Management
Multi-Site Operations Management
First Dakota National Bank
President, Ag Banking Division
October 1998 - Present
CAREER EXPERIENCE
Executive Management Experience:
Member of company Compensation Committee
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Human resource oversight (375-plus employees)
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Review & approve all compensation
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Review & approve all promotions
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Approval of all hiring requests
Led implementation of Integrity & Franklin Covey Training
Led centralization of Loan Operations function
Member of Credit Risk Committee
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Company-wide credit risk oversight
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Supervise $2.8 billion loan portfolio
Member of ALCO
- Company asset liability management
Member of Trust & Investments Oversight Committee
Member of leadership team on Mergers & Acquisitions
Helped achieve strong, steady company growth & profitability

Ag Banking Team Leadership:
Leader of annual Strategic Planning & Execution
Leader of Ag Division leadership team
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Ag lender team (35-plus Lenders)
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Ag credit analysis & underwriting team (7 members)
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Ag loan operations team (10-plus members)
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Dakota Mac off-balance sheet lending program
Established an Ag Advisory Board - 2011
Established Beginning Farmer & Rancher program - 2012
Established consulting group (Keep Farmers Farming) - 2013
Helped achieve strong, steady growth in loan volumes & profitability

Promotions Earned While at First Dakota National Bank
Started as VP, Ag Loan Officer
Promoted to VP, Yankton Ag Finance Manager - 2001
Promoted to SVP, Market Manager - 2003
Promoted to President, Ag Banking Division - 2010
Dacotah Bank
Loan Officer Trainee, Ag Loan Officer, Branch Manager
January 1994 - September 1998
PUBLIC SPEAKING
Regional, National and International

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Top Producer Seminar - Chicago, IL - 2018, 2020
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Farm Futures Conference - St. Louis, MO - 2016 & Coralville, IA - 2018
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Testified before Congress - House Agriculture Committee - 2017
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American Bankers Association's (ABA) National Ag Bankers Conference - 2005, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2020, 2021
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National Collaborative Farming Conference - Nashville, TN - 2016
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National Ag Bankers School Faculty - Spearfish, SD - Since 2016
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Montana Ag Bankers Conference - Bozeman, MT - 2015
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World Bank - Financing Agriculture Forum - Colombo, Sri Lanka - 2013
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Host of weekly ag news program on WNAX radio (4 state listening area)
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Frequently quoted in regional and national news publications
LEADERSHIP & AWARDS
Past Chairman of the ABA’s Ag & Rural Bankers Committee
Past Chairman of the Board for the South Dakota Ag & Rural Leadership Foundation
Current Chairman of the Board & founding member of the South Dakota Agriculture Foundation
Current member of the Board of Directors for the South Dakota Bankers Association
Past Chairman of the South Dakota Bankers Association’s Ag Bankers Committee
Voted by peers to the Midwest Banking Institute Board of Directors
South Dakota’s Rising Star in Banking – June 19, 1999 issue of the Northwestern Financial Review
Team Captain – Northern State University (NSU) Varsity Football
Markley Spirit Award for Outstanding Leadership during freshman year NSU Varsity Football
EDUCATION
Master of Business Administration
University of South Dakota in Vermillion, South Dakota - 2001
Bachelor of Science in Management, Marketing
Northern State University in Aberdeen, South Dakota - 1993
Stonier Graduate School of Banking
Georgetown University in Washington, DC - 2005
MILITARY EXPERIENCE
South Dakota Army National Guard
1988 - 1998
Final Rank of Staff Sergeant (E-6)
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BNCOC Phase 1, 11, & 111 NCO Academy - 1996
PLDC NCO Academy - 1994
CW4 Jean A. Bronstad Outstanding Artilleryman of the Year - 1991