
CV
Nathan E. Franzén
174 Oak Hills Dr.
Yankton, SD 57078
E-mail: franzen@vyn.midco.net
Phone: 605-661-7061

Professional Information:
AG FINANCE EXECUTIVE OFFICER
Energetic, highly motivated self-starter with strong executive leadership experience and demonstrated team-leading skills. Strong record of improving profits, building brands, and creating shareholder and stakeholder value.
AREAS OF EXPERTISE
>Strategic Planning >Tactical Execution >Mergers & Acquisitions
>Team Building & Performance >Company Culture Enhancement >Ag Credit Risk Management
>High Growth Phase Management >Client Relationship Management >New Venture Start-ups
>Brand & Portfolio Building >Staff Training, Development & Enhancement >Asset Liability Management
>P & L Management >Cost Control & Profit Enhancement >Multi-Site Operations Management
CAREER EXPERIENCE
FIRST DAKOTA NATIONAL BANK OCTOBER 1998 – PRESENT
PRESIDENT, AGRI-BUSINESS DIVISION
Executive Management Experience:
>Member of company Compensation Committee
-Human resource oversight (370 plus employees)
-Review & approve all compensation
-Review & approve all promotions
-Approval of all hiring requests
>Led implementation of Integrity Training
>Led centralization of Loan Operations function
>Member of Credit Risk Committee
-Company-wide credit risk oversight
-Supervise $1.3 billion loan portfolio
>Member of ALCO
-Company-wide asset liability management
>Member of company Annual Budget Approval team
>Member of leadership team on Mergers & Acquisitions
>Helped achieve strong, steady company growth & profitability
Ag Banking Team Leadership:
>Lead annual Strategic Planning & Execution
>Lead Ag Division leadership team
-Ag lender team (35 plus members)
-Ag credit analysis & underwriting team (7 members)
-Ag loan operations team leadership (10 plus members)
-Dakota Mac off-balance sheet lending program
>Established an Ag Advisory Board - 2011
>Established Beginning Farmer & Rancher program - 2012
>Established Keep Farmers Farming consulting department - 2013
>Helped achieve strong, steady growth in loan volumes & profitability
Promotions Earned at the Company:
>Started as VP, Ag Loan Officer
>Promoted to VP, Yankton Ag Finance Manager – 2001
>Promoted to SVP, Market Manager – 2003
>Promoted to President, Agri-Business Division – 2010
EXPERIENCE PRIOR TO OCTOBER 1998
>Dacotah Bank – January 1994 to September 1998
-Positions Held: Loan Officer Trainee, Ag Loan Officer, Branch Manager
REGIONAL, NATIONAL & INTERNATIONAL PUBLIC SPEAKING
>Top Producer Seminar - 2018
>Farm Futures Conference - 2016 & 2018
>Testified before Congress – House Ag Committee - 2017
>American Bankers Association's (ABA) National Ag Bankers Conference - 2005, 2012, 2013, 2014, 2015, 2016, 2017
>National Collaborative Farming Conference - 2016
>National Ag Bankers School Faculty - Since 2016
>Montana Ag Bankers Conference - 2015
>World Bank – Financing Agriculture Forum - Colombo Sri Lanka - 2013
>Host of weekly Ag news program on WNAX radio (4 state listening area)
>Frequently quoted in regional and national news publications
LEADERSHIP & AWARDS
>Past Chairman of the ABA’s Ag & Rural Bankers Committee
>Current Chairman of the Board for the SD Ag & Rural Leadership Foundation
>Current Chairman of the Board & founding member of the SD Agriculture Foundation
>Past Chairman of the SD Bankers Association’s Ag Bankers Committee
>Voted by peers to the Midwest Banking Institute Board of Directors
>SD’s Rising Star in Banking – June 19, 1999 issue of the Northwestern Financial Review
>Team Captain – Northern State University (NSU) Varsity Football
> Markley Spirit Award for Outstanding Leadership during freshman year NSU Varsity Football
EDUCATION
MASTER OF BUSINESS ADMINISTRATION - University of South Dakota, Vermillion, SD - 2001
BACHELOR OF SCIENCE - Management, Marketing - Northern State University, Aberdeen, SD - 1993
STONIER GRADUATE SCHOOL OF BANKING - ABA at Georgetown University – 2005
MILITARY EXPERIENCE
SD Army National Guard – 1988 to 1998 – Final Rank of Staff Sargent (E-6)
>BNCOC Phase I, II, & III NCO Academy – 1996
>PLDC NCO Academy – 1994
>CW4 Jean A. Bronstad Outstanding Artilleryman of the Year – 1991


AREAS OF EXPERTISE
Strategic Planning
Team Building & Performance
High Growth Phase Management
Brand & Portfolio Building
P&L Management
Tactical Execution
Company Culture Enhancement
Client Relationship Management
Staff Training, Development & Enhandement
Cost Control & Profit Enhancement
Mergers & Acquisitions
Ag Credit Risk Management
New Venture Start-ups
Asset Liability Management
Multi-Site Operations
CAREER EXPERIENCE
Executive Management Experience:
Member of company Compensation Committee
-
Human resource oversight (370 plus employees)
-
Review & approve all compensation
-
Review & approve all promotions
-
Approval of all hiring requests
Led implementation of Integrity Training
Led centralization of Loan Operations function
Member of Credit Risk Committee
-
Company-wide credit risk oversight
-
Supervise $1.3 billion loan portfolio
Member of ALCO
- Company-wide asset liability management
Member of company Annual Budget Approval team
Member of leadership team on Mergers & Acquisitions
Helped achieve strong, steady company growth & profitability

FIRST DAKOTA NATIONAL BANK
PRESIDENT, AGRI-BUSINESS DIVISION
OCTOBER 1998 - PRESENT
Ag Banking Team Leadership:
Lead annual Strategic Planning & Execution
Lead Ag Division Leadership Team
-
Ag lender team (35+ members)
-
Ag credit analysis & underwriting team (7 members)
-
Ag loan operations team leadership (10+ members)
-
Dakota Mac off-balance sheet lending program
Established an Ag Advisory Board - 2011
Established Beginning Farmer & Rancher program - 2012
Established Keep Farmers Farming consulting department - 2013
Helped achieve strong, steady growth in loan volumes & profitability

Promotions Earned While at First Dakota National Bank
Started as VP, Ag Loan Officer
Promoted to VP, Yankton Ag Finance Manager - 2001
Promoted to SVP, Market Manager - 2003
Promoted to President, Agri-Business Division - 2010
DACOTAH BANK
LOAN OFFICER TRAINEE, AG LOAN OFFICER, BRANCH MANAGER
JANUARY 1994 - SEPTEMBER 1998